Given the costs attached to buying a property, it can sometimes be worth renting instead, especially if you are only planning to live in your new home for a short period of time.

Fill out the form below to compare the total outlay over a set period of time involved in renting or buying a property of the same value. Hold your cursor over the various fields for a pop-up explanation of what the field value relates to. The fields are initially populated with some default values as a suggestion:

	House purchase price
	Mortgage loan amount
	Annual rent on equivalent property
	Rent reviewed every
	Buying costs
	Selling costs as a % of house price
	Annual maintenance costs:
	- as owner occupier
	- as tenant
	Average mortgage interest rate payable
	Maintenance costs inflation rate
	House price inflation rate
	Initial tenant's free capital
	Assumed net return on tenant's capital
	Calculate for		(48 max)
	Conclusion		Renting is better for the first years

Work out weekly and monthly totals for any number of people sharing.

Calculate whether you're better off to buy or rent, given a variety of costs, returns and other factors.

Calculate your monthly mortgage repayments over a set term or the whole life of a mortgage.

Get a tabular or visual idea of what your payments will be like during the term of your repayment mortgage.

The APR for a mortgage rate might be quoted, but you can still compare 2 schemes using this calculator.

Even if a remortgage offers a cheaper deal, switching costs such as early redemption penalties can make it a financially unwise move.

Examine the Return On Investment generated by rental property and the effect that mortgage borrowing has on the returns enjoyed.

Tallinn is the capital of Estonia and since the collapse of the Soviet Union the city has rapidly developed from a small town in a big empire to the biggest town of a small country. The Old Town is a compact maze of cobblestone streets, historical buildings and great views and has a place on UNESCO's World Heritage List. Tallinn is full of museums, covering a range of fields from history and nature to art and architecture. For art lovers, museums show a range of established artists, but the city's art scene is also alive with constantly changing exhibits in galleries and halls. Estonia, is truly one of the gems of Northern Europe.

Estonia and the old city of Tallinn remains one of the few European cities that still feature beautifully intact medieval architecture. Traces of human settlement in the district of the old town dates back at least 3,500 years. Discover Estonia and you will see it is phenomenal. Like Alice in her Wonderland, you will find there is even more to see in Estonia than you have dreamed about. The dream world becomes real and the reality is unbelievable.

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If you're feeling adventurous, you can find cheap property abroad with good potential returns…

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